DEBT CONSOLIDATION
This approach to is helpful especially when you need to consolidate bills. Under this program, we refer you to a loan consolidation company that negotiates with your creditors or collection agencies so that they allow you to pay off debt at lower interest rates. It helps you to consolidate your dues into an easy-to-manage monthly payment. When you're consolidating your debt, creditors may be willing to reduce or waive off late payment fees and penalty charges incurred on your accounts.
Based on prior experience with creditors we can supply a program which will reduce and eliminate the tremendous amount of interest that you are now paying on unsecured debt, such as credit cards and unsecured loans. We already have agreements with your creditors to reduce the interest rates anywhere from 40% to 70% less than you are now paying thereby allowing you to have more money go to principle rather than interest and fees. This saves you thousands of dollars and actually gets you out of debt while you are still young enough to enjoy being debt free. We can also reduce and eliminate late fees and penalties and get accounts re-aged to show you up to date and current.
Since this Consolidation program is creditor approved there is no negative effect on your credit and your FICO score remains intact. Since more money is going to principle your balances will drop a lot faster and your debt to income ratio will keep getting better and better and indeed your FICO will keep better and better.
Please give us a call for a free quote and see how we can put a program together to help you achieve financial independence and not be a slave to credit card debt and high interest rates any longer.
Clear Your Debt, Free Your Mind!
